Turn your knowledge & wealth into a lifestyle you own.

On Your Own Terms is about wealth, entrepreneurship, ownership, and autonomy.

On Your Own Terms is about wealth, entrepreneurship, ownership, and autonomy.

Hi. I’m Mark Hines. I left my “good” job overseeing multibillion-dollar institutional investment portfolios—to pursue niche entrepreneurship and greater control of my time.

I started by building an online product that generated over $500K in income and eventually expanded, through plenty of trial and error, into a scalable one-person advisory firm.

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On Your Own Terms:

This is where I share lessons learned—as I continue to learn them—about wealth, entrepreneurship, ownership, and autonomy.

The goal: to help you leverage your own unique background to own your work—and your time.

Featured Memos:

On Your Own Terms
Rent vs Own
Stop Renting Out Your Expertise. Start Building Equity.
Rent vs Own

There's a difference between earning money from your expertise and using that expertise to build equity. One pays you for what you do. The other creates the possibility of owning something that grows beyond your direct involvement.

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Rent vs Own
Digital Products
My Digital Product Made $500K. These 5 Lessons Learned Are Worth Far More.
Digital Products

Lots of people try to build digital products because they have low startup costs, they are very scalable, and you can build them on your own schedule. I built one. It made me over half a million bucks in profit—but these 5 lessons learned are worth far more.

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Digital Products

“Don't let the noise of others' opinions drown out your own inner voice.”

— Steve Jobs

“What really is great is if you can do what you want to do in life and associate with the people you want to associate with in life.”

— Warren Buffett

“We worked at everything till we found the ideal employers: ourselves.”

— Warren Buffett speaking with Charlie Munger