Own your work.
And your time.

Memos for successful professionals turning expertise and wealth into what’s next—on your own terms.

Own your work. And your time.

Wealth, entrepreneurship, ownership, and autonomy.

Featured Memos:

On Your Own Terms
Rent vs Own
Stop Renting Out Your Expertise. Start Building Equity.
Rent vs Own

There's a difference between earning money from your expertise and using that expertise to build equity. One pays you for what you do. The other creates the possibility of owning something that grows beyond your direct involvement.

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Rent vs Own
Digital Products
My Digital Product Made $500K. These 5 Lessons Learned Are Worth Far More.
Digital Products

Lots of people try to build digital products because they have low startup costs, they are very scalable, and you can build them on your own schedule. I built one. It made me over half a million bucks in profit—but these 5 lessons learned are worth far more.

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Digital Products


Hi. I’m Mark Hines. I left my “good” job overseeing multibillion-dollar institutional investment portfolios to build a one-person business that gave me greater control of my work and my time.

I started by building an online product that generated over $500K in income and eventually expanded into a scalable one-person advisory firm.

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On Your Own Terms:

This is where I share lessons learned—as I continue to learn them—about wealth, entrepreneurship, ownership, and autonomy.

The goal: to help you leverage your own unique background to own your work—and your time.