Hi. I’m Mark D. Hines. I used to have a “good” job managing institutional investment portfolios—overseeing billions. I enjoyed the analytical work and many of the people, but I couldn’t stand the corporate politics of working for a large organization. I wanted more control over my work and my time.

So I saved up some cash, resigned, and set out to make a living writing about my professional expertise online.

Brilliant idea, right?…

…Fast-forward to today. My digital product still exists, and it continues to generate meaningful income. It’s also taught me valuable lessons about building a one-person business.

It’s opened doors to substantial consulting work and my independent advisory firm. The flywheel effect is real.

I write On Your Own Terms to help professionals build what’s next. The overarching theme is to leverage your own unique background to build simple, scalable income, and a lifestyle you enjoy.


My Case Studies
One-person businesses:

To take control of my work and my time, I’ve built several one-person businesses. Mine focus on my background (investments) but the lessons learned—about branding, technology, and working independently—are transferable across industries. The goal is to help you build simple, scalable income—so you can own your work and your time.

  • The flywheel effect is real. My digital product expanded into meaningful consulting work for wealth management firms, mutual and hedge funds, and other institutions. Building an online presence not only frees up time (because you own your schedule) but it can open doors to big opportunities.